WellSPRING Advisors
Our Services
Premier Services
Integrated Strategies for Retirement and Wealth Building
Our services are designed for those facing the complexity of retirement transitions and asset accumulation. We specialize in helping people who want a coordinated strategy rather than a collection of individual accounts.
One Coordinated Strategy for Your Financial Life
Financial Planning
We coordinate the moving pieces of your financial life—from retirement income to estate goals—into a single, resilient strategy that supports your real-life needs.
Investment Planning
We utilize an academic-scientific approach based on Nobel Prize-winning research to capture global market returns while managing risk and reducing unnecessary costs.
Federal Employee Benefits Analysis
The transition from federal service is uniquely complex. We provide a detailed analysis of your FERS or CSRS pension, Social Security timing, and FEGLI options to ensure you are maximizing the benefits you’ve earned over your career. We help you translate your Thrift Savings Plan (TSP) into a sustainable retirement paycheck while navigating the “tax drag” of required distributions.
Tax-Aware Planning
Controlling the impact of taxes is essential for prudent management. We implement strategies to reduce the tax burden on your distributions and investments, ensuring you keep more of what you’ve built.
Insurance & Risk Review
We provide an objective review of your current protections to ensure your plan can weather life’s unexpected turns without losing momentum.
FEDERAL EMPLOYEE CORNER
The Complex Transition
Federal retirement benefits are among the best in the world, but the transition from a career in public service to retirement is uniquely complex. Between TSP allocations, FERS/CSRS pension analysis, and FEGLI options, the choices can feel overwhelming.
The Federal Guide
We help federal employees translate their benefits into a personal retirement roadmap. We understand the nuances of the Federal Employees Retirement System and work to ensure you don’t leave earned benefits on the table.